Money Doesn't Have to Be a Mystery

Most Australian businesses fail because they run out of cash, not because they lack customers. We teach you how to read the patterns in your finances before they become problems. Spring 2026 programs starting soon.

See What You'll Learn
Financial planning workspace with charts and analysis tools

Three Questions That Change Everything

Before you start learning about spreadsheets and forecasts, you need to answer these. They're simple, but most business owners get them wrong.

Where does money actually go?

Not where your bookkeeper says it goes. Where it really disappears. You'd be surprised how many subscription services and hidden costs pile up when you're too busy running things.

When do clients actually pay?

Your invoice might say 30 days, but what's the real average? This number affects everything from staffing to supplier relationships. Get it wrong and you're constantly scrambling.

What's your buffer number?

That amount you need in the bank to sleep soundly. It's different for everyone. Some people need three months of expenses. Others are fine with one. Know yours.

Business owner reviewing financial documents and making strategic decisions

You're Not Bad at Maths, You Just Need Better Systems

Here's something nobody tells you: financial management isn't about being clever with numbers. It's about building routines that catch problems early.

We've worked with tradies who barely passed school maths. They're now running six-figure operations with healthy cash reserves. The difference? They learned to spot warning signs.

  • Weekly check-ins that take 15 minutes instead of avoiding your accounts for months
  • Simple forecasting methods that don't require expensive software or a finance degree
  • Real conversations about what happens when clients don't pay on time
  • Seasonal planning that matches your actual business rhythm, not textbook examples

Our September 2026 intake starts with the basics. No jargon, no complicated formulas you'll forget next week.

Questions People Actually Ask

What if I'm already behind on understanding my finances?
That's exactly who this is for. We start with where you are right now, not where you think you should be. Most participants join because they're confused, not because they're ahead of the game.
Do I need accounting software before I start?
No. We'll help you figure out what tools actually make sense for your situation. Some people need full accounting systems. Others do fine with a well-organized spreadsheet and a good bookkeeper.
How long before I see changes in my business?
Most people notice patterns within the first month that they'd been missing for years. Implementing changes takes longer, usually three to six months to build solid habits that stick.
Is this just for people who are struggling?
Not at all. Some of our best students are doing well but want to understand why. Knowing your numbers when things are good means you're prepared when the market shifts.

People Who've Been Through It

Callum Bergström, business owner

Callum Bergström

Construction Services, Brisbane

I used to panic every time a big payment came in because I never knew how long it had to last. Now I can actually plan for slow months without losing sleep. The forecasting methods they teach aren't complicated, which is exactly what I needed.

Imogen Sørensen, small business operator

Imogen Sørensen

Retail Business, Gold Coast

The program helped me see where money was leaking out in ways I'd completely missed. Small subscriptions, early payment discounts I wasn't using, timing issues with suppliers. Fixed those problems and suddenly had breathing room.

What Happens When You Understand Your Cash Flow

You stop making decisions based on how much is in your bank account right now. That's reactive. Instead, you start planning based on what's coming in the next three months.

This changes how you negotiate with suppliers, when you hire people, and whether you can actually afford that equipment you've been eyeing.

Our autumn 2026 program runs for twelve weeks. We meet online, which means you don't have to drive to Brisbane or Sydney for classes. Most sessions are recorded, so if you miss one because of work, you can catch up later.

We keep groups small because this works better when you can ask specific questions about your actual business, not generic scenarios from a textbook.

Get Program Details
Strategic business planning session with financial documentation